Scheme and Kisan Vikas Patra earn more interest than FD, Find out how much return you will get if you invest for 10 years
The PPF account is earning 7.1% interest.
The Kisan Vikas Patra scheme is earning 6.9% interest.
The government made no reduction in the small savings scheme in the October-December quarter. Because of this, these schemes still pay more interest than the fixed deposit (FD). You can get a good return by investing in it. Here are 5 post office schemes in which you will get more interest than FD on investment.
PPF scheme::
An account can be opened at a bank or post office under this scheme. Apart from this it can also be transferred to any bank or any post fee.
This account can be opened for only Rs. But then it is necessary to deposit Rs.500 every year. A maximum of Rs 1.5 lakh can be deposited in this account every year.T
The plan is for 15 years. From which money cannot be withdrawn in the meantime. But after 15 years they plan can be extended for 5-5 years
This account cannot be closed before 15 years. But after 3 years the loan can be taken against this account. Anyone can withdraw money under the rules from the 7th year of this account if they wish.
The government reviews interest rates every three months. This interest rate can be more or less. The account is currently earning 7.1% interest.
By investing in this scheme Rs. Tax exemption up to Rs 1.5 lakh can be obtained under 80C.
What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 2,02,136. That is, you will get Rs 1,02,136 lakh as interest.
Kisan Vikas Patra ::
The Kisan Vikas Patra (KVP) Savings Scheme is currently offering 6.9% interest.
There is no maximum investment limit in KVP. However, your minimum investment should be Rs.
The investor must be at least 18 years of age. It also has the facility of joint account apart from single account.
Minors can also be included in the scheme. But that account must be handled by their parents.
If you want to withdraw your investment you have to wait at least 2.5 years. It has a lock-in period of two and a half years.
The amount deposited under this is exempted under Section 80C of the Income Tax Act.
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How To Pay PLI Online ? PLI Online Payment Kaise Kare ?
First of all, you have to get the customer ID by creating an account in India Post website.Click this link: Postal Life Insurance customer id generateNow you will see this page. Out of this, click on Generate Customer ID.
A POPUP page will open on clicking Generate Customer ID. In this, you have to add all the details of Insurance Poilicy.
You will get all the information from the PLI Book or from the policy documents.Policy Number: Write your policy number like it is written.
Sum Assured: Write a policy of how many rupees: Example: 300000, 500000…. etc.
Insured First Name: Write your first name in the book.
Date OF birthday: Janmtarikh – Write DOB.
Select gender: Male – Female.
Mobile Number: Write what you gave at the time of your policy.
Email Address: Enter your Email Address
Enter The Latter: Write the word mentioned.
After filling all the details, click on the Submit option. ]
Now a mail-SMS will come to your mobile number and email address, in which you will be given a customer id and password.Login with the help of this customer ID password.
Now go to the login page again or click on the link given here and go to the direct login page.click: Login P.L.I Premium Online PaymentNow again this login page will be open.
Here first you have to enter Customer ID and Password. (Which is from email.)
Later write to the given Letters.
Click login
Now a new page will open in front of you, in this you will see many options.how to pay online postel life insurance premium paymentNow click on the payment option.
You will see all the details of your Postal Life Insurance.
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Now you have to click on the Policy Number.
Clicking on the policy number will open a page. In this, you do not have to change anything.You only have to write how many months you are making PLI Premium Online Payment.pli online payment step by step
After writing this for the month you want to pay, in this you will see the option of Conform payment, click it.
After converting the premium payment, the same page will open again and you will see the option of Pay Now below. Click it.
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Now you have to pay with Online Debit Card.Clicking on Pay Now, the second page will open.postel life insurance online premium payment jankari hindi
In this page, select the other bank credit – debit card option.
Write the 16 digit number of your debit card – ATM card. (4 numbers in 1 box)
Write Debit Card Expiry date.
Write the card CVV number 9 3 digits).
Click submit
Now the second page will be open. In this, you have to write the OTP number. OTP will come to your mobile number.
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On clicking Make Payment, PLI Premium Online Payment will be done successfully.
Your payment has been done, its Jankari will be given to you from MSG in mobile and by email.
Payment Recipt can also be printed by mail.
In this way, you no longer need to go to fill Postal Life Insurance premium. You will be able to pay in only 5 Minuts from mobile or computer-laptop while sitting at home.If you make PLI Premium Online Payment and any problem comes, then do tell us in the comment. We will assist you.How should you like this article “Postal Life Insurance – PLI Premium Online Payment kaise Kare”.
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What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,98,201. That is, you will get interest in excess of Rs 98,201 lakh.
Post Office National Savings Certificate Scheme ::
Post Office National Savings Certificate (NSC) is earning 6.8% annual interest
The interest is calculated on an annual basis, but the amount of interest is paid at the end of the investment period
The amount deposited in the National Savings Certificate is tax deductible under Section 80C of the Income Tax Act.
You have to invest a minimum of Rs 100 to open an NSC account.
This account can also be opened in the name of a minor and a joint in the name of 3 adults.
You can invest any amount in NSC. There is no maximum investment limit.
What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,96,262. That is, you will get interest in excess of Rs 96,262 lakh.
Time Deposit Scheme ::
A fixed deposit account can be opened at the post office by cash or check.
According to India Post, in the case of a check, the account will be deemed to have been opened from the date of receipt of the check in the government's account.
This account can also be opened in the name of a minor and as a joint account in the name of two adults.
A minimum deposit of Rs. 1,000 is required to open a Post Office FD account. It has no maximum limit.
The Post Office Time Deposit Account offers interest rates ranging from 5.5% to 6.7% for a period of 1 to 5 years.
Deposit tax will be paid at 5.5% for 1 to 3 years and 6.7% for 5 years investment.
A tax exemption of up to Rs 1.5 lakh can be availed under Section 80C of the Income Tax Act for 5 years of investment.
Under this scheme interest is paid on an annual basis, but it is calculated on a quarterly basis.
What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,94,342. That is, you will get interest in excess of Rs 94,342 lakh.
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Post Office Monthly Income Scheme ::
The interest is being paid at 6.6%. An account can be opened with a minimum of Rs 1,000 under this scheme.
If your account is single, you can deposit up to Rs 4.5 lakh. On the other hand, if you have a joint account, a maximum of Rs 9 lakh can be deposited in it. The maturity period is 5 years.
Interest under this scheme is paid on an annual basis, but is calculated on a quarterly basis.
A joint account can also be opened in the name of a minor and in the name of 3 adults.
You can contact your nearest Post Office to opeop Important: Please always Check and Confirm the above details with the official website and Advertisement / Notification.
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