PM Mudra Yojana: Pradhan Mantri Mudra Loan Yojana:

PM Mudra Yojana: Pradhan Mantri Mudra Loan Yojana: To make the country self-reliant and thereby develop, assistance is provided by the government through several assistance and loan schemes. Loans are provided through PM Mudra Yojana to enable the youth of the country to start their own business. Loans up to ten lakh rupees are provided by the government to start small scale business in manufacturing, processing trade and service sector and non-agricultural sector.

PM Mudra Yojana

It is a simple process
PM Mudra Yojana is a good scheme if someone wants to start their new business or venture. Through this scheme, you will easily get loan from the bank to start a new business. The important Pradhan Mantri Mudra Yojana of the Government of India can prove to be a boon for new entrepreneurs. When a young entrepreneur needs capital to start a business, this scheme provides loans with low interest and easy installments. The government has allocated Rs. Loans are given from 50000 to ten lakh rupees.

Civil Score

The credit track record of the applicant should be satisfactory to get a loan through this scheme.
Under this scheme, apart from public-private sector banks, cooperative banks and gramin banks and other lending institutions provide loans for starting new businesses. Any person who is not a defaulter of any bank or financial institution can apply for a loan under PM Mudra Yojana Pradhan Mantri Mudra Loan Yojana. The condition is that the applicant should have a good Cibil Score and credit track record. To avail this scheme one has to apply directly only online and not through an agent.

Pradhan Mantri Mudra Loan Yojana Category

Loans given under this scheme are divided into three categories namely infant, kishore and youth. Under this loan scheme, the loan amount is given from 50,000 rupees in the child category and 50,000 rupees to 5 lakh rupees in the juvenile category and from 5 lakh to 10 lakh rupees in the youth category.

Pradhan Mantri Mudra Loan Yojana Process

Following documents are required for Mudra loan.

aadhar card
Proof of Residence
Passport size photograph
Documents of the business to be started

PM Mudra Yojana

Online application has to be done on the official website of PM Mudra https://www.mudra.org.in/ along with the above documents. After opening this website click on Mudra loan option. Go to “Apply Now” and select any one of the options. After this OTP has to be generated by filling the details. After completion of this process you will be registered. After that, you have to click on the loan application center and submit the requested details. An application number is given after all the documents are submitted. Through which you can check your loan status.

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