Information About Health Insurance Policy||Types of Health Insurance||Health insurance in the United States
There are two basic types of health insurance:Mediclaim Plans:Mediclaim or hospitalisation plans are the most basic type of health insurance plans. They cover the cost of treatment when you are admitted to the hospital. The payout is made on actual expenses incurred in the hospital by submitting original bills. Most of these plans cover the entire family up to a certain limit.
Critical Illness Insurance Plans: Critical Illness Insurance Plans cover specific life threatening diseases. These diseases could require prolonged treatment or even change in lifestyle. Unlike hospitalisation plans, the payout is made on Critical Illness cover chosen by the customer and not on actual expenses incurred in the hospital. The cover gives the flexibility to use the monies for changing the lifestyle and medicines. Also it's a substitute for income for the time you could not resume work due to illness. Payout under these plans are made on the diagnosis of the disease for which the original medical bills are not required.
જ્ઞાન સહાયક ભરતી જાહેરાત ૨૦૨૩
જ્ઞાન સહાયક ભરતી જાહેરાત ૨૦૨૩ - આ રીતે કરો અરજી : શિક્ષણ વિભાગ અંતર્ગત ગુજરાત રાજ્યની સરકારી અને બિનસરકારી અનુદાનિત માધ્યમિકશાળાઓમાં જ્ઞાન સહાયક ની જગ્યાઓ માટે ઉમેદવારોને અરજી કરવા માટે આમંત્રિત કરતી રોજગાર સૂચના બહાર પાડી છે આ રસ ધરાવતા ઉમેદવારો માટે એક શ્રેષ્ઠ તક છે વધુ વિગતો માટે નીચેનો લેખ વાંચો.
જ્ઞાન સહાયક ભરતી જાહેરાત ૨૦૨૩
જ્ઞાન સહાયક નોકરી શોધી રહેલા તમામ રસ ધરાવતા ઉમેદવારો માટે આ એક સારી તક છે. પોસ્ટ માટે અરજી કરતા પહેલા, ઉમેદવારોએ ખાતરી કરવી જોઈએ કે તે/તેણી આ જાહેરાતમાં દર્શાવેલ પાત્રતા માપદંડ અને અન્ય શરતોને પૂર્ણ કરે છે.ઉમેદવારોને અરજી સબમિટ કરતા પહેલા શૈક્ષણિક લાયકાત અને અન્ય પાત્રતા માપદંડોની વિગતો માટે સંપૂર્ણ જાહેરાત કાળજીપૂર્વક વાંચવાની સલાહ આપવામાં આવે છે. શૈક્ષણિક લાયકાત, વય મર્યાદા, પસંદગી પ્રક્રિયા, કેવી રીતે અરજી કરવી, મજ્ઞાન સહાયક ભરતી જાહેરાત ૨૦૨૩ માટેની છેલ્લી તારીખ વિશે વધુ વિગતવાર માહિતી નીચે દર્શાવેલ છે.
જ્ઞાન સહાયક ભરતી જાહેરાત ૨૦૨૩
સંસ્થાનું નામ: શિક્ષણ વિભાગ ,ગુજરાત
પોસ્ટની કુલ સંખ્યા: -
પોસ્ટના નામ: જ્ઞાન સહાયક
અરજી કરવાની રીત: -ઓનલાઈન
શૈક્ષણિક લાયકાત:
આ પોસ્ટ માટે અરજી કરવા માટે રસ ધરાવતા ઉમેદવારો એ લાયકાત માટે નોટીફીકેશનચેક કરી લેવું.
વય મર્યાદા
ઉમેદવારોની વય મર્યાદા 40 વર્ષ
પે સ્કેલ
24000/-
નોંધ: શૈક્ષણિક લાયકાતની સંપૂર્ણ વિગતો, વય મર્યાદા, પગાર ધોરણ, ગ્રેડ પગાર, પસંદગી પ્રક્રિયા વગેરે વિગતો ઉમેદવારોએ સત્તાવાર સૂચનાની મુલાકાત લેવી જરૂરી છે જે આ ખાલી જગ્યા સૂચના પર નીચે આપેલ લિંક છે
જ્ઞાનસહાયક ભરતી બાબત
જ્ઞાન સહાયક ભરતી પરિપત્ર જાહેરરાજ્યમાં પ્રાથમિક માધ્યમિક અને ઉચ્ચતર માધ્યમિક શાળાઓમાં જ્ઞાન સહાયક હેઠળ 26,500 શિક્ષકોની કરાર આધારિત નિમણૂક કરવામાં આવશે. પ્રાથમિક શાળા માટે 15,000 અને માધ્યમિક તેમજ ઉચ્ચતર માધ્યમિક શાળા માટે 11,500 જ્ઞાન સહાયક નિમાશે. 21000,24,000 અને 26000 પગાર મળશે.
ડાઉનલોડ પરિપત્ર કરવા અહીં ક્લિક કરો
Important: Please always Check and Confirm the above details with the official website and Advertisement / Notification.
Why do you need Health Insurance now?
No one plans to fall ill or get hurt, but a serious illness can strike anyone at any time. The cost of treating the illness can cause severe financial strain on the savings you have accumulated over time. This means that you might have to compromise on providing your child the best quality education or defaulting on your home loan payments. Today, the cost of medical treatment is continuously rising.જ્ઞાન સહાયક ભરતી પરિપત્ર જાહેરરાજ્યમાં પ્રાથમિક માધ્યમિક અને ઉચ્ચતર માધ્યમિક શાળાઓમાં જ્ઞાન સહાયક હેઠળ 26,500 શિક્ષકોની કરાર આધારિત નિમણૂક કરવામાં આવશે. પ્રાથમિક શાળા માટે 15,000 અને માધ્યમિક તેમજ ઉચ્ચતર માધ્યમિક શાળા માટે 11,500 જ્ઞાન સહાયક નિમાશે. 21000,24,000 અને 26000 પગાર મળશે.
ડાઉનલોડ પરિપત્ર કરવા અહીં ક્લિક કરો
For e.g. Herceptin, a cancer medicine costs approximately ₹1,10,000 for a vial of 440 mg. Depending on the weight, a patient usually requires 17-19 bottles for treatment over a year . That's ₹18 - 20 lakh just for the medicine^. Then add hospitalisation costs, doctor consultation fees, chemotherapy costs, etc. and your overall expenses could exceed ₹25 lakhs. These costs, which are already very high are increasing every year. Most smart people have taken necessary precautions to insure their health as soon as possible. Health insurance is a living benefit, where you would need monies at the time of dire need. One disease can drain out all the savings you have made for your children's education, marriage, for buying a house or even retirement. You would not want your family's dreams to get shattered just because of an illness, especially when you could have protected yourself financially. It is beneficial to take a health insurance policy when you are young and healthy . As you get older, not only does your premium increase, but you also stand a chance of being denied a health cover by the insurance company.
How to choose a good health insurance plan?
Anybody who has a health insurance policy will tell you that buying one is one of the smartest financial decisions by any earning individual. Now that you have decided to buy a health insurance policy, you need to know how to select a good health insurance plan that will take care of all your needs. Here is a list of benefits a good health insurance plan should offer you:
Protection against a large number of critical illnesses
Flexibility to choose your health cover
No increase in premiums during the policy term even if your health condition changes
Long policy term that covers you even in your old age
Large hospital network for easy access to medical treatment
I Should buy a Mediclaim plan or a Critical Illness Insurance plan?
Health Insurance Health Insurance is a type of insurance that offers coverage to the policy holder for medical expenses in case of a health emergency. A health insurance plan chosen by the insured provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness etc.
What is Health Insurance Policy?A health insurance policy is a contract between the insurer and policyholder in which insurance company provides financial coverage for medical expenses incurred by the insured. A health policy provides benefit of reimbursement of medical expenses or cashless treatment mentioned in the health policy.
Importance of Health Insurance PlansHealth emergencies do not come with a prior notice. With sedentary lifestyles more and more people are becoming prone to lifestyle diseases in India. And with the increased demand for quality healthcare services, medical treatment has now become quite expensive, especially in the private hospitals. And without insurance the hospital bills are enough to drain one’s savings.
Therefore, a health insurance plan becomes an absolute necessity as it offers coverage to the insured family members and the policyholder against the exorbitant hospitalization expenses in case an accident or illness.
By providing tax saving benefits on health insurance premiums, the Government encourages everyone in the Budget 2021 to get health insurance cover and avail tax deductions benefits u/s 80D.
At present, tax deduction of up to Rs 25,000 is permissible u/s 80D for health insurance premiums paid for individuals below the age of 60 years. If your parents are above 60 years then you are allowed additional tax benefit of Rs 50,000. If you and your parents both are above 60 years then this limit is extended to Rs 1 lakh.
We at Policybazaar can help you buy a right health insurance plan that suits your requirement below is the list of health insurance plans with the top Insurers. You can do the comparison and find the best health plan for your family.
Benefits of Buying Health Insurance Plans for FamilyOne of the biggest benefits of family health insurance plans is that it is suitable for bigger families that comprise of children, grandparents etc. There are several other benefits that insured members can avail with family floater health insurance plans. You can get coverage for all the members, irrespective of their age, under a single policy. Here is a quick rundown of the major advantages:
Stress-free Hospitalization Expense CoverHealth insurance plans for family trim down the task of choosing a separate individual health policy for each family member. Also, you don’t have to pay separate premium to get a health cover for each member. In case of hospitalization the insured member can avail cashless treatment in a network hospital just like individual health plans. In this way, you can get all your family members eligible to get medical attention without compromising on the treatment.
Insure new family members at ease
In these health insurance plans, you can add a new family member easily. With an individual cover, a fresh policy needs to be taken each time when there is an addition of a new member to the family. If you add your parents to an existing family health insurance plan, make sure to opt for a higher sum insured. In case the eldest member dies or is no more eligible for the coverage, then the other insured members would continue to get health insurance coverage benefits. This is one of the biggest benefits that a family floater health plan provides.
Affordable PremiumAs family health insurance plans do not require you to pay individual premiums for all the members. You can cover your spouse, child, and parents under the same plan at an affordable premium. However, for parents it is suggested to buy individual health cover considering their age-related health issues.
Get Health Insurance Cover for Parents in the same plan
One of the major benefits is that you can secure the health of your parents and that of your spouse’s parents under one plan. By paying an additional premium it is also possible to get individual health cover for dependent parents or even your in-laws.
COVID Health Insurance for FamilyYou can buy a Health insurance for Coronavirus to cover yourself and your family members. Almost all the insurance providers are offering coronavirus treatment cover under the basic health insurance plans. Several health insurers have also launched corona specific health insurance policies along with Corona Kavach policy and Corona Rakshak policy. Corona Kavach policy offers coverage on a family floater basis and covers hospitalization cost incurred on the treatment of this deadly virus including the cost of medicines, PPE kits, ICU expenses, doctor fees, and the likewise.
Corona Rakshak policy also covers COVID treatment but the coverage is provided on individual basis for a minimum 72 hours of hospitalization. If you want to buy a separate policy for each family member then you can also consider Corona Rakshak policy. Or you can check with your insurer if your existing family health insurance covers coronavirus treatment.
અહિથી કેલ્ક્યુલેટ કરોતમારુ પ્રિમિયમ
વિવિધ કંપનિઓના હેલ્થપ્લાન અહિથી જુઓ
કોવિડ ક્વરપ્લાન
Option to avail Additional BenefitsThere are various add-on benefits that are available including critical illness cover, maternity cover, etc. For example, young couples can get maternity cover and new-born baby cover. However, this feature is subject to a waiting period clause. Please read your policy documents carefully if you want to buy the best health insurance plans for family with maternity cover.
Grab DiscountsUnder health insurance plans for family, you can avail discounts and other perks in form of incentives offered by the policy. This is one of the easiest and simplest ways to protect your family’s health.
Tax Benefits on Health Insurance Premium
Under Section 80D of the Indian Income Tax Act, health insurance premium is given a tax exemption. If someone is paying health insurance premium for their family and parents, then it is eligible for tax benefits.
Is a Family Health Insurance Plan better than an Individual Health Plan?It's quite difficult to say which type of health insurance plan is better out of a family health plan and an individual health plan unless we compare the coverage provided by both the plans in different practical scenarios.
Health insurance plans for family cover the entire family for a single sum insured and a single premium needs to be paid to the insurance company. In other words, there is only one policy for the entire family, and the premium payment is also a single in a year.
On the flip side, an individual health plan covers only one person and therefore, there has to be a separate health plan for each family member. Since there are multiple policies, the premium payable for each policy will also be different.
If we compare the premiums payable for both these type of health insurance plans, the combined premium payable for multiple individual health plans is significantly higher than that for a family health plan.
Eligibility Criteria to buy Family Health Insurance Plans
A family health plan is more like a group health insurance plan. It allows you to include several members of your family in a single plan for a single sum assured at a single annual premium. If yours is a family of 4 or 6, you can purchase a family health insurance plan and you need not meet specific eligibility criteria.
There are certain key points that you must keep in mind when you're going to buy health insurance for family. These points are given below:
It allows you to include new members in the policy at the cost of an additional premium.
The policy expires as soon as the eldest member of the family reaches the maximum covered age of a person
Choose to increase the sum assured if you include new family members in the policy to ensure enough coverage for an individual family member
The policy no longer covers a dependent child as soon as he/she crosses the age limit specified in the policy document
Don't include your senior citizen parents in your existing family health plan, as it will significantly increase the premium
In a nutshell, almost any family can choose to buy a health insurance plan within its budget. Also, the premium is lesser than that of the combined premium payable for an individual health plan.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
How to Buy a New Health Insurance Plan for Family?If you currently have a health insurance plan and you want to include your family members in it, ask your insurer about the same. However, if you're new to insurance and want to buy an insurance plan to cover your family members, you have various insurers to buy it from.
For your own convenience, you can go online and compare multiple family health insurance plans to buy the best one within your budget. It is advisable not to look for the policy with the least premium, as you cannot compromise on the coverage.
There is no point in buying a health plan with insufficient coverage just because you don't want to pay less, as you might still have to pay for your healthcare expenses from your own pocket. Therefore, make your decision wisely.
How to File Claim for a Family Health Insurance Plan?
You can file a health insurance claim in two ways and the procedure is given below:
For cashless request for pre-authorization, follow the below mentioned process:
Email or fax the pre-authorization form, which you can find at the TPA or insurance desk of the hospital. You can download it from the insurer’s site as well.
Submit all the documents such as discharge letter, medical reports, diagnostic reports, bills, etc.
The claim management team will send you the letter of approval if the claim request is approved
If there is any query regarding your claim, then the insurance company will contact the hospital for the same
If it’s not approved, you will need to request for reimbursement claim
Re-imbursement claim process is as follows:
Submit the claim form along with other required documents as mentioned at the time of policy purchase
You need to address the queries raised by the claim management team of the insurance company
Either you will receive a letter of approval or rejection after submitting the form
Why Buy Family Health Plan Online from Policybazaar?
There is no dearth of Mediclaim policies in India and buying a one is a difficult task. Save your time and energy by comparing different family health insurance plans at Policybazaar as quotes from all leading insurers are available on one single platform. When you buy online you will get transparent dealing, correct recommendations and hassle-free buying. Make an informed choice by comparing the policiesjigarpajapati.blogspot.com here: Exam Notification, Exam Date, Exam Fees, Syllabus, Online Application Process, Exam Preparation Tips, Exam Study Material (General Knowledge-GK, Current Affairs , Gujarati and English Grammar, Mathematical Reasoning so Daily visit my site jigarpajapati.blogspot.com. jigarpajapati.blogspot.com is All in one Education information website, like primary Education paripatra & GR, std 1 to 8 all material, textbook, adhyayan nishpattio, Teachers Edition, Timetable, sce patrako, xamtao, pragna material all information so Daily visit This Site jigarpajapati.blogspot.com for More Updates
How to choose a good health insurance plan?
Anybody who has a health insurance policy will tell you that buying one is one of the smartest financial decisions by any earning individual. Now that you have decided to buy a health insurance policy, you need to know how to select a good health insurance plan that will take care of all your needs. Here is a list of benefits a good health insurance plan should offer you:
Protection against a large number of critical illnesses
Flexibility to choose your health cover
No increase in premiums during the policy term even if your health condition changes
Long policy term that covers you even in your old age
Large hospital network for easy access to medical treatment
I Should buy a Mediclaim plan or a Critical Illness Insurance plan?
Health Insurance Health Insurance is a type of insurance that offers coverage to the policy holder for medical expenses in case of a health emergency. A health insurance plan chosen by the insured provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness etc.
What is Health Insurance Policy?A health insurance policy is a contract between the insurer and policyholder in which insurance company provides financial coverage for medical expenses incurred by the insured. A health policy provides benefit of reimbursement of medical expenses or cashless treatment mentioned in the health policy.
Importance of Health Insurance PlansHealth emergencies do not come with a prior notice. With sedentary lifestyles more and more people are becoming prone to lifestyle diseases in India. And with the increased demand for quality healthcare services, medical treatment has now become quite expensive, especially in the private hospitals. And without insurance the hospital bills are enough to drain one’s savings.
Therefore, a health insurance plan becomes an absolute necessity as it offers coverage to the insured family members and the policyholder against the exorbitant hospitalization expenses in case an accident or illness.
By providing tax saving benefits on health insurance premiums, the Government encourages everyone in the Budget 2021 to get health insurance cover and avail tax deductions benefits u/s 80D.
At present, tax deduction of up to Rs 25,000 is permissible u/s 80D for health insurance premiums paid for individuals below the age of 60 years. If your parents are above 60 years then you are allowed additional tax benefit of Rs 50,000. If you and your parents both are above 60 years then this limit is extended to Rs 1 lakh.
We at Policybazaar can help you buy a right health insurance plan that suits your requirement below is the list of health insurance plans with the top Insurers. You can do the comparison and find the best health plan for your family.
Benefits of Buying Health Insurance Plans for FamilyOne of the biggest benefits of family health insurance plans is that it is suitable for bigger families that comprise of children, grandparents etc. There are several other benefits that insured members can avail with family floater health insurance plans. You can get coverage for all the members, irrespective of their age, under a single policy. Here is a quick rundown of the major advantages:
Stress-free Hospitalization Expense CoverHealth insurance plans for family trim down the task of choosing a separate individual health policy for each family member. Also, you don’t have to pay separate premium to get a health cover for each member. In case of hospitalization the insured member can avail cashless treatment in a network hospital just like individual health plans. In this way, you can get all your family members eligible to get medical attention without compromising on the treatment.
Insure new family members at ease
In these health insurance plans, you can add a new family member easily. With an individual cover, a fresh policy needs to be taken each time when there is an addition of a new member to the family. If you add your parents to an existing family health insurance plan, make sure to opt for a higher sum insured. In case the eldest member dies or is no more eligible for the coverage, then the other insured members would continue to get health insurance coverage benefits. This is one of the biggest benefits that a family floater health plan provides.
Affordable PremiumAs family health insurance plans do not require you to pay individual premiums for all the members. You can cover your spouse, child, and parents under the same plan at an affordable premium. However, for parents it is suggested to buy individual health cover considering their age-related health issues.
Get Health Insurance Cover for Parents in the same plan
One of the major benefits is that you can secure the health of your parents and that of your spouse’s parents under one plan. By paying an additional premium it is also possible to get individual health cover for dependent parents or even your in-laws.
COVID Health Insurance for FamilyYou can buy a Health insurance for Coronavirus to cover yourself and your family members. Almost all the insurance providers are offering coronavirus treatment cover under the basic health insurance plans. Several health insurers have also launched corona specific health insurance policies along with Corona Kavach policy and Corona Rakshak policy. Corona Kavach policy offers coverage on a family floater basis and covers hospitalization cost incurred on the treatment of this deadly virus including the cost of medicines, PPE kits, ICU expenses, doctor fees, and the likewise.
Corona Rakshak policy also covers COVID treatment but the coverage is provided on individual basis for a minimum 72 hours of hospitalization. If you want to buy a separate policy for each family member then you can also consider Corona Rakshak policy. Or you can check with your insurer if your existing family health insurance covers coronavirus treatment.
અહિથી કેલ્ક્યુલેટ કરોતમારુ પ્રિમિયમ
વિવિધ કંપનિઓના હેલ્થપ્લાન અહિથી જુઓ
કોવિડ ક્વરપ્લાન
Option to avail Additional BenefitsThere are various add-on benefits that are available including critical illness cover, maternity cover, etc. For example, young couples can get maternity cover and new-born baby cover. However, this feature is subject to a waiting period clause. Please read your policy documents carefully if you want to buy the best health insurance plans for family with maternity cover.
Grab DiscountsUnder health insurance plans for family, you can avail discounts and other perks in form of incentives offered by the policy. This is one of the easiest and simplest ways to protect your family’s health.
Tax Benefits on Health Insurance Premium
Under Section 80D of the Indian Income Tax Act, health insurance premium is given a tax exemption. If someone is paying health insurance premium for their family and parents, then it is eligible for tax benefits.
Is a Family Health Insurance Plan better than an Individual Health Plan?It's quite difficult to say which type of health insurance plan is better out of a family health plan and an individual health plan unless we compare the coverage provided by both the plans in different practical scenarios.
Health insurance plans for family cover the entire family for a single sum insured and a single premium needs to be paid to the insurance company. In other words, there is only one policy for the entire family, and the premium payment is also a single in a year.
On the flip side, an individual health plan covers only one person and therefore, there has to be a separate health plan for each family member. Since there are multiple policies, the premium payable for each policy will also be different.
If we compare the premiums payable for both these type of health insurance plans, the combined premium payable for multiple individual health plans is significantly higher than that for a family health plan.
Eligibility Criteria to buy Family Health Insurance Plans
A family health plan is more like a group health insurance plan. It allows you to include several members of your family in a single plan for a single sum assured at a single annual premium. If yours is a family of 4 or 6, you can purchase a family health insurance plan and you need not meet specific eligibility criteria.
There are certain key points that you must keep in mind when you're going to buy health insurance for family. These points are given below:
It allows you to include new members in the policy at the cost of an additional premium.
The policy expires as soon as the eldest member of the family reaches the maximum covered age of a person
Choose to increase the sum assured if you include new family members in the policy to ensure enough coverage for an individual family member
The policy no longer covers a dependent child as soon as he/she crosses the age limit specified in the policy document
Don't include your senior citizen parents in your existing family health plan, as it will significantly increase the premium
In a nutshell, almost any family can choose to buy a health insurance plan within its budget. Also, the premium is lesser than that of the combined premium payable for an individual health plan.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
How to Buy a New Health Insurance Plan for Family?If you currently have a health insurance plan and you want to include your family members in it, ask your insurer about the same. However, if you're new to insurance and want to buy an insurance plan to cover your family members, you have various insurers to buy it from.
For your own convenience, you can go online and compare multiple family health insurance plans to buy the best one within your budget. It is advisable not to look for the policy with the least premium, as you cannot compromise on the coverage.
There is no point in buying a health plan with insufficient coverage just because you don't want to pay less, as you might still have to pay for your healthcare expenses from your own pocket. Therefore, make your decision wisely.
How to File Claim for a Family Health Insurance Plan?
You can file a health insurance claim in two ways and the procedure is given below:
For cashless request for pre-authorization, follow the below mentioned process:
Email or fax the pre-authorization form, which you can find at the TPA or insurance desk of the hospital. You can download it from the insurer’s site as well.
Submit all the documents such as discharge letter, medical reports, diagnostic reports, bills, etc.
The claim management team will send you the letter of approval if the claim request is approved
If there is any query regarding your claim, then the insurance company will contact the hospital for the same
If it’s not approved, you will need to request for reimbursement claim
Re-imbursement claim process is as follows:
Submit the claim form along with other required documents as mentioned at the time of policy purchase
You need to address the queries raised by the claim management team of the insurance company
Either you will receive a letter of approval or rejection after submitting the form
Why Buy Family Health Plan Online from Policybazaar?
There is no dearth of Mediclaim policies in India and buying a one is a difficult task. Save your time and energy by comparing different family health insurance plans at Policybazaar as quotes from all leading insurers are available on one single platform. When you buy online you will get transparent dealing, correct recommendations and hassle-free buying. Make an informed choice by comparing the policiesjigarpajapati.blogspot.com here: Exam Notification, Exam Date, Exam Fees, Syllabus, Online Application Process, Exam Preparation Tips, Exam Study Material (General Knowledge-GK, Current Affairs , Gujarati and English Grammar, Mathematical Reasoning so Daily visit my site jigarpajapati.blogspot.com. jigarpajapati.blogspot.com is All in one Education information website, like primary Education paripatra & GR, std 1 to 8 all material, textbook, adhyayan nishpattio, Teachers Edition, Timetable, sce patrako, xamtao, pragna material all information so Daily visit This Site jigarpajapati.blogspot.com for More Updates
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