(1) Mahila Samridhi Yojana (MSY) Gujarat
Elgibility
- Women Safai Karamcharis/ Scavengers and their dependant daughters
- Purpose
- For small and petty trade/business and sundry income generating
- activities.
Quantum of loan
- Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
- Balance 10% is to be provided by the Channelizing Agencies (CAs) in
- the form of loan, subsidy and from any other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 1% p.a.
From CAs to beneficiaries : 4% p.a.
Repayment period
Upto 3 years after implementation period of 3 months and a moratoriumof 6 months.
(2) Micro Credit Finance (MCF)
Elgibility
Safai Karamcharis, Scavengers and their dependants.
Purpose
For small and petty trade/business and sundry income generating
activities.
Quantum of loan
◆Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
◆For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000
per beneficiary)
◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in
the form of loan, subsidy and from all other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)
Elgibility
Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.
Quantum of loan
◆Upto 90% of the unit cost with a maximum of Rs.75000.
◆Balance 10% is to be provided by the Channelizing Agencies
(CAs) in the form of loan, subsidy and from all other available
sources of funds.
◆Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.
Important Links
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